未來十年，這十大行業即將消失？你的工作還安全嗎？【財之道】@moneyrules8

未來十年，這十大行業即將消失？你的工作還安全嗎？【財之道】@moneyrules8

Today we are going to talk about something that might make you a little nervous. But it’s definitely a topic worth pondering The next decade Which industries may become history? Or even disappear completely from our lives? The pace of technological progress is faster than we thought Many things we took for granted in the past They may be completely overturned in the next decade. Today, I will take you to see Count down from the tenth place Which industries are about to face huge challenges? It may even disappear completely. This is not to scare you. I hope you can understand the trend early. Prepare for your future! 10. Traditional Taxi Dispatch Industry Have you discovered Are there fewer and fewer opportunities to hail a taxi on the road now? That’s right This is the huge impact that the traditional taxi dispatch industry is facing In the past, if you wanted to call a car Or call the car dealer Or try your luck by waving on the roadside But now With ride-hailing apps like Uber and Grab Just swipe your phone The car arrived within a few minutes. You can also clearly know the driver and license plate information You can even pay online directly, which is convenient and safe These new ride-hailing platforms Using technology to connect passengers and drivers directly Greatly improved efficiency and transparency Drivers no longer need to drive blindly on the road looking for customers Ability to use time more efficiently Passengers don’t have to worry about not being able to call a car Or being denied a ride during peak hours You can also see the estimated fare through the App Avoid controversy Although traditional taxis and new ride-hailing platforms In many places, they still exist There are even some cities that have regulations restricting It is difficult for new platforms to be fully popularized But in the long run The advantages of digitalization are irreversible More importantly, in the next ten years Development of autonomous driving technology Will further accelerate the disruption of the traditional taxi industry Once self-driving taxis become common and safe Vehicle operating costs will be significantly reduced (no need to pay drivers salaries) The service price will also be more competitive By then Traditional taxi dispatch companies Disadvantages in management and efficiency will become difficult to make up for Their traditional call centers, The human scheduling mode will not work with AI algorithms and driverless fleets rival each other Eventually, these companies may be completely marginalized It will be replaced by smarter, more convenient, A more personalized travel service platform This isn’t just an urban phenomenon Even in small towns Ride-hailing apps have also quietly changed people’s travel habits If the traditional dispatch industry cannot keep up Technological iteration and business model innovation It’s only a matter of time before you’re eliminated 9. Traditional physical record store I still remember when I was a kid, I followed my parents to the record store to pick out CDs. The time of vinyl? It was a unique experience Touch the record cover and read the lyrics book Full of ritual sense But now Are there fewer and fewer record stores around you? Instead, online streaming music platforms For example, KKBOX, Spotify, Apple Music Even YouTube These online platforms have a huge library of songs Just pay a monthly fee (or watch ads) You can use it on your mobile phone, computer, smart speaker Enjoy millions of songs anytime, anywhere And the sound quality is getting better and better Even provides lossless sound quality options New songs no longer need to be released through physical channels Can be directly launched on digital platforms Even artists directly on social media Posting a new song snippet can go viral quickly For consumers Streaming music is convenient, cheap and has a wide range of choices It can also recommend new music through algorithms Expand your listening range For the music industry Although physical record sales have fallen sharply But digital revenue continues to grow Become a new major source of revenue The core value of physical record stores in the past was information asymmetry (Only record stores can provide comprehensive music information) and physical experience (the joy of buying and collecting) But now, information is readily available on the Internet. Streaming platforms offer unlimited music libraries Greatly weakened the advantages of physical stores future Physical record stores are likely to only be a niche, A nostalgic, experiential attitude Serve those who specialize in collecting vinyl records, For those who pursue the ultimate sound quality Or become a sales point for artist peripherals As the mainstream channel for mass music consumption They will disappear completely 8. Telemarketing Center Have you ever been asked by someone who asks you Are you interested in applying for a loan? Should you participate in unfamiliar sales calls at investment briefings? This is a typical cold call center. past This is an important means for many companies to expand their business and sell products. Especially in the fields of credit cards, insurance, financial products, etc. Salesmen make a lot of calls every day Hope to find potential customers in the vast crowd But now Do you hang up immediately when you receive such calls? Some mobile apps can even automatically block harassing calls With the development of big data analysis, social media marketing, And the rise of personal privacy awareness This kind of wide-ranging telemarketing is becoming less and less efficient Consumers increasingly hate being interrupted And fraud calls are rampant It also makes people more vigilant about unfamiliar calls. Regular telemarketing is also affected Companies will find Instead of investing a lot of manpower in inefficient telemarketing It is better to use data to analyze customer behavior Accurately locate potential customers Then through email, social media ads, Or content marketing (For example, publish valuable articles and videos) to reach This type of permission marketing Let customers actively contact the product The conversion rate will be much higher also Automation tools can also help send customized messages Conduct initial screening The next decade This aimless, intrusive Telemarketing will disappear completely Instead, it is smarter, more precise, A less intrusive digital marketing model and sales consulting that focuses more on customer experience rather than pure sales pitches No. 7 Printed Newspaper and Magazine Printing Industry I get up in the morning and read the newspaper. Or go to a convenience store and buy a magazine on the weekend. For some people it’s still part of life But have you discovered Are there fewer and fewer people around you reading newspapers and magazines nowadays? Especially among the younger generation Reading paper publications is a rare activity. All breaking news, in-depth reports, and entertainment information All available on your phone, tablet or computer The advantages of digital media are overwhelming News App, various theme websites, self-media platforms, Even the official websites of major news media Update content instantly Breaking news can be published within minutes The content is also richer With video, interactive graphics, hyperlinks You can even comment and share instantly This is something that paper media cannot even dream of. The disadvantage of paper media is its poor timeliness (News is a thing of the past once it is printed), High cost (printing, shipping, and distribution all require a lot of costs) and poor interactivity Newspapers and magazines around the world are gradually transforming Focus on digital content production Many even offer digital versions with paid subscriptions. As more and more people get used to reading on screens The demand for paper will drop dramatically. The next decade The printing industry of paper newspapers and magazines will face a huge survival crisis They may be completely eliminated Only very small collections and limited art publications are left. Or as a commemorative special edition for a specific occasion The vast majority of news and magazine content Will exist in purely digital form No. 6 Traditional travel agency physical store In the past, if you wanted to travel abroad Usually find a travel agency Let someone help you plan your trip, book flights and hotels Covering mountains and seas In the past, information was not transparent. The era of underdeveloped transportation did provide great convenience. But now? A ticket through the booking website (such as Skyscanner, ezTravel) can easily do it Hotels can be booked on Booking.com or Agoda There are countless travel blogs, forums, YouTubers and social media can refer to There are even AI tools that can help you generate itineraries Online Travel Agency OTA Such as Expedia, Agoda, Trip.com, etc. Provides a huge selection and convenient booking process Consumers can choose according to their preferences and budget Flexible itinerary More importantly These online platforms usually offer more favorable prices And a transparent user evaluation system Allows you to refer to other people’s experience Traditional travel agency physical stores In the past, it served as a hub for information and services. Today, its functions have been used by online platforms and Replaced by the Internet with information explosion Consumers no longer need a physical space To obtain travel information or complete a reservation Of course, travel agencies won’t disappear completely Specializing in high-end customization and special themes (such as polar expeditions, luxury cruises, tickets for specific events), Or a niche travel agency that needs a lot of visa assistance Still has its value But traditional suits for the mass market Physical stores of travel agencies selling itineraries There could be a massive wave of closures in the next decade They need to transform into travel consultants and experience designers Or move the service completely online Otherwise, it will be difficult to compete with the digital wave. No. 5 Physical video/DVD rental store Do you remember Blockbuster? This once popular video/DVD rental chain Today, only a few of them remain in the form of museums or nostalgia shops. This is the bloodiest example of technological progress. 在Netflix、Disney+、HBO GO、 Before the emergence of online video streaming platforms such as CatchPlay+ Renting videotapes or DVDs is the main way people watch movies at home. People need to go out to the store to select and rent Then return it on time If you are overdue, you will be fined This model was innovative at the time. But compared to current streaming services Its convenience and content richness are extremely backward Now, as long as there is an Internet connection You can use these platforms anytime, anywhere Watch tons of movies and TV series No need to go out to rent movies or worry about overdue fines Streaming services’ on-demand viewing, massive content, and subscription model Completely subverted the mode of movie watching It provides unlimited video resources and often recommends content based on your viewing preferences The next decade Physical video/DVD rental stores will completely disappear from our lives Become a historical memory Just like the tapes of the old days Only in the hands of certain museums and collectors Fourth place: Some counter waiters at fast food restaurants Walking into a fast food restaurant Have you noticed that there are more and more self-service ordering machines? Especially in some large fast food chains For example, McDonald’s, KFC You already have the option to order and pay at the machine Then wait for the meal This portends the future of fast food counter attendants. The role will change dramatically With the development of artificial intelligence and automation technology Ordering, payment, and even simple meal pickup process Can all be done by machines These self-service ordering machines can not only improve the efficiency of ordering, Reduce waiting time It can also reduce labor costs Reduce human error For Enterprises This means that with the continued rise in labor costs Technology can be used to maximize operational efficiency Although it may take some time to completely replace manual labor Especially during peak hours or when dealing with special demands Human services are still indispensable But in the next ten years Fast food counter attendants will no longer be core positions The demand will be greatly reduced Their jobs may shift to more complex customer service (e.g. handling customer complaints), meal preparation, kitchen management, Robot maintenance or assisting guests in using self-service equipment, etc. Many students and part-time workers working in fast food restaurants You need to start thinking about your other functions besides ordering and cashiering. What more valuable skills can be developed? To adapt to this change Part of the service windows of the third traditional post office In today’s world where speed and efficiency are important Many services of traditional post offices are facing challenges In the past, sending letters, parcels, remittances, and saving money The post office is an important base Especially in the era of underdeveloped communications The post office is an important bridge for people to connect with the outside world. But now Email, LINE, Messenger, etc. Instant messaging software has replaced most email exchanges The popularity of online shopping Home delivery and logistics companies take on most of the package delivery Online transfer, mobile payment (such as LINE Pay, Jiekou Pay) and the popularity of online banking Make remittance and deposit extremely convenient No need to go to the post office counter in person Of course, the post office is still irreplaceable. For example, sending government documents (such as court notices, tax documents), Remote area services and some collection and payment services (such as water, electricity, gas fees, fines) In addition, the post office’s convenience box and convenience bag services and the nature of postal savings It also gives it an advantage in certain areas But for traditional letter delivery and cash at the counter business Its demand is shrinking sharply The next decade Some service windows of traditional post offices may be eliminated or transformed in large numbers They may play more of a role as logistics transshipment centers. Integrate more online service locations For example, as a pickup point or return point for e-commerce packages Or introduce more automation equipment Post office staff also need to transform from traditional counter services Learn more about logistics management, digital service support, Even the skills of selling financial products Second place: Traditional telephone customer service center Have you found out? Call customer service now. Do you often encounter voice robots (IVR) first? Or on the web page or in the App Will there be intelligent customer service chatbots? This is exactly the huge impact that traditional telephone customer service centers are facing. In the past, when you have any questions or concerns Calling customer service is almost the only effective way Human customer service is the key to answering all questions But now Development of artificial intelligence and natural language processing technologies Allow customer service robots to handle most of the standardization, Highly repetitive problems These intelligent customer service systems can provide services 24 hours a day Greatly improved efficiency and customer satisfaction It also saves the company a lot of manpower costs For example Check bills, modify information, answer frequently asked questions, Simple technical support, etc. Can be quickly responded by robots Only when the problem is complex, When personalized judgment is required or customer emotions are involved Customers will be transferred to manual customer service This means that in the next ten years A large number of simple, repetitive problems Traditional telephone customer service jobs will disappear The remaining customer service staff will need to have stronger professional knowledge, Problem-solving, empathy and emotion management skills To handle complex situations that robots cannot handle Customer service staff will transform from operators to Problem Solver and Customer Relationship Builder Enterprises will also be more inclined to establish omni-channel Customer Service System Integrate multiple channels such as phone, online chat, social media, etc. Instead of relying solely on traditional telephone customer service centers The first traditional human resources agency Why would I change traditional human resources agencies? Especially putting blue-collar foreign worker agencies first? It’s not just a matter of technological replacement It is also an inevitable trend towards information transparency and sound regulations. and calls for social fairness and justice In the past, many foreign workers came to Taiwan to work. Highly dependent on human resources agencies From visa processing, matchmaking, to accommodation arrangements Through an intermediary This can easily lead to information asymmetry, high agency fees, Even exploitation (such as withholding documents, Unreasonable fees) The rights of migrant workers are damaged However, as the government (such as the Ministry of Labor) pays more attention to the rights of foreign workers Improvement of relevant regulations (e.g. promotion of direct hiring services) and the development of information technology The value of these traditional intermediaries is rapidly disappearing future Official or semi-official online matchmaking platforms may emerge Directly connect migrant workers and employers Provide transparent information on wages, working conditions and rights protection Migrant workers can apply for jobs directly through these platforms Employers can also post job openings directly Greatly reduced dependence on traditional intermediaries This model can effectively reduce the intermediate links Lowering the cost of migrant workers coming to Taiwan It also allows employers to find suitable manpower more directly also As automation and robotics technologies gain ground in manufacturing and service industries (e.g. long-term care facilities, cleaning services) The demand for some blue-collar labor will also decline Further weakened the market of traditional human resources agencies These factors combined Traditional human resources agencies will Especially those intermediaries who make a living by information asymmetry and high fees Faced with the risk of disappearing completely within the next decade They must transform to provide more professional and value-added services For example, vocational training, legal consultation, cultural integration counseling, etc. Only in this way can we find opportunities in the new market environment After reading these ten industries that may disappear Do you feel a bit shocked? The wheel of technology will not stop It continues to drive social and industrial change This is not to create panic I want to remind my friends There are opportunities in crisis! The disappearance of these industries This means new industries and new job opportunities will emerge The key is Can each of us see these trends early? And take the initiative to adjust yourself and improve your abilities Continuous learning to improve soft skills Skills that are not easily replaced by machines such as critical thinking, problem solving, Creativity, interpersonal communication, emotional intelligence Will become more important In a complex and changing environment These abilities are difficult for machines to simulate. Embrace technology, not resist it Learn to use new tools and platforms Learn how AI, big data, automation and other technologies are changing your industry And try to incorporate them into your workflow Improve efficiency and output value Develop slash skills or multiple skills Don’t limit yourself to one area Developing a variety of skills Make your career more flexible When a field is hit You can quickly move to another area For example An accountant with good communication skills You can learn financial analysis software Transformed into a financial advisor Focus on emerging industries Learn about green energy, biotechnology, artificial intelligence applications, Metaverse, aging society services and other emerging fields Think about whether you can find a new position and development opportunities in it We will not sit still for the next ten years. We should face changes positively and invest in ourselves Let our knowledge and skills become the best weapon against uncertainty When you see the trend earlier than others and are ready You can make your career and wealth Standing firm in the wave of the future Even growing against the trend! If you think today’s sharing is helpful to you Don’t forget to like and share with your friends You are also welcome to tell me your views on the disappearance of these industries in the comments section Or what other industries do you think may disappear in the next decade? Before we explore further We have exciting news To tell everyone We have opened the membership function Now you can join our membership family Enjoy members-only videos and more exclusive content Don’t forget to follow Caizhidao and click the little bell We will continue to reveal more truths about money I wish you achieve financial freedom quickly Follow me I am the way to wealth Unlock more truths about money

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🔔 這是一個關於錢的頻道。在這裡我們會以金錢的角度帶大家認識這個世界，我們會分享社會問題、成功人士的故事、投資理財、各類小知識等等。只要關於錢，我們都會分享！ 希望訂閱頻道的朋友每天都能了解這個世界多一點，也希望大家早日達到財富自由。

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🔔 貼心提醒 訂閱後不要忘記按旁邊的鈴鐺 才不會錯過最新上傳的節目唷 ⚠️

免責聲明：財之道不是財務顧問，該頻道的所有視頻僅用於教育目的。一切投資都存在風險，儘管可以將風險降至最低，但您的投資完全是您的個人責任，您必須進行自己的研究和調查。

該頻道只是在分享個人觀點，不構成投資建議，並不能保證獲得投資收益或損失。

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